Common conveyancing delays and how to avoid them
Settlement delays are a common concern for buyers and sellers, but they are rarely random or unavoidable. In South Australia, most conveyancing delays arise from predictable timing and coordination issues involving lenders, certificates, conditions or third parties. This guide explains the most common causes of settlement delays, what you can do to reduce the risk early, and how proactive conveyancing management helps keep your transaction on track – even when issues arise.
Common causes of settlement delays in South Australia
Typical sources include lender processing times (valuation backlogs, final loan documents, draw‑down readiness), discharge of existing mortgages (banks need signed authorities and lead‑time), outstanding information (council/SA Water/strata certificates) and condition timing (late inspections or reports)
What you can do to avoid settlement delays
You can meaningfully reduce delay risk by actioning a few items early and responding promptly.
Provide lender and identity documents quickly, sign bank and discharge authorities as soon as issued, order any agreed inspections immediately, and tell us about names, marital status or title particulars that differ from your ID so we can reconcile them.
If you are selling, contact your lender to confirm payout and discharge steps. If you are buying, keep your broker/bank updated on contract dates and any changes. Aim for realistic settlement dates and avoid booking non‑refundable removals before conditions are met and finance is in place.
How proactive conveyancing helps avoid delays
We run a proactive, not reactive, transaction plan from day one.
We map conditions and deadlines, set diary reminders, open the electronic settlement workspace early, and track lender and discharge milestones with escalations where warranted.
We sequence searches and certificates to the settlement date, reconcile figures ahead of time, and keep all parties (agents, brokers, counterparties) aligned with clear, accessible updates. When matters become complex, we can draw on DMAW Lawyers for targeted legal input without passing you between providers.
What to do if your settlement is delayed
Delays are best handled early and openly. Tell us as soon as an issue emerges (for example, an issue with finance). We will immediately assess the options, for example, seek a short extension, re‑sequence tasks, explore interim solutions the parties may agree (such as rescheduling settlement or other commercial arrangements where appropriate), and keep everyone informed to reduce stress.
Your contract governs the formal position. Our role is to preserve relationships, manage risk and keep the matter moving efficiently. Expect direct access to your conveyancer, prompt updates and practical next steps until completion.
Our experience is that most delays can be avoided, or at least absorbed, through early planning, clear communication and calm, practical management. The result is greater certainty and a smoother path to settlement, even when the unexpected occurs.
Learn more about Beyond Conveyancing
Whether your transaction is straightforward or complex, Beyond Conveyancing is here to guide you through the process with clarity and confidence.
Learn more about our conveyancing services and how Beyond Conveyancing works alongside DMAW Lawyers.
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