Making decisions about debt finance is rarely straightforward. The stakes are high and the implications significant. You need banking and finance lawyers who combine technical expertise with commercial insight and a clear understanding of lender requirements. We help clients identify genuine risks, achieve their commercial objectives and progress transactions efficiently to financial close.

Our banking and finance team is recognised for delivering strategic legal advice and effective execution on complex debt finance and commercial lending transactions in South Australia and nationally. The team is led by Chris Floreani, a specialist project finance lawyer with deep sector expertise, including extensive experience in property development financing.

We advise on a broad range of banking and finance transactions, including private credit, public-private partnerships, greenfield developments, secondary market transactions for major assets and tailored property finance solutions. Our experience spans senior and mezzanine funding, syndicated and club facilities, and hybrid debt and equity finance arrangements. We also advise on complex security structures and inter-creditor arrangements.

Our clients operate across a wide range of industries, including property development, infrastructure and transport, healthcare and aged care, energy and resources, and financial services. Whether acting for lenders, ASX-listed companies, family businesses, corporate borrowers, property developers, debt advisers or project sponsors, we focus on aligning legal solutions with each client’s financing objectives and risk management requirements.

• Project and property finance, including limited-recourse project finance
• Private credit and non-bank lending arrangements
• Corporate finance and acquisition finance
• Hybrid finance structures, including debt and equity arrangements
• Term sheets and facility agreements, including syndicated and bilateral facilities
• Security documentation, including personal property securities
• Hedging and risk management arrangements
• Inter-creditor arrangements for transactions involving multiple debt providers
• Tripartite agreements between lenders, borrowers and key contractors
• Due diligence on existing financing arrangements
• Transaction execution and financial close support
• Refinancing and restructuring of existing debt facilities
• Distressed debt and special situations, including M&A transactions involving distressed businesses
• Debtor finance and receivables financing arrangements, including PPSA advice on control of receivables and ADI accounts, documentation redesign and operating model structuring for non-bank and alternative financiers

• A$25 million secured term loan for the development of a 14GW Queensland renewable energy portfolio – acting for the borrower on a facility provided by a Sydney-based private credit lender, including comprehensive security and guarantee arrangements, covenant suite and extension/upsizing mechanics aligned to the portfolio's development timetable.
• Aged care and community housing provider – acting on the establishment of new debt facilities from a big-four bank and a corporate Commonwealth Government entity, including a recent extension and increase involving complex intercreditor negotiations with the government entity.
• Refinancing of a working capital facility for a mining services business – acting for a private lender on the refinancing of a facility previously provided by a specialist trade finance provider, including establishing a new secured loan structure and coordinating conditions precedent for a seamless transition.
• TransGrid acquisition – $10.258 billion – acting for the NSW Electricity Networks consortium on the acquisition of the TransGrid high voltage electricity transmission network, financed in part with a $5.5 billion limited-recourse financing package from a syndicate of 12 domestic and international lenders.
• Hinkley Point C nuclear power project – up to £17 billion – acting for EDF on the debt financing arrangements for the new 3,260 megawatt nuclear power project in the UK, forming part of the New Nuclear Build.